Auto Loans Process...How it Works

Consumers with bad credit are often frustrated and sometimes embarrassed to discuss such sensitive and personal credit details with strangers. National Auto Loan provides a confidential and private way for you to get approved for an auto loan even if you have bad credit.

The online auto loan process is really quite simple and eliminates a lot of stress for our customers. They don’t have to explain past credit history to someone they don’t know and certainly don’t trust. Your private information is encrypted with 128 bit secure encryption which means simply no one can steal your identity.

Our nationwide network of auto loan lenders provide online auto loan approvals for new or used auto loans, bad credit auto loans, auto loans with bankruptcy, poor credit auto loans and auto financing for bad credit.

The actual online auto loan process works like this: You complete the free online auto loan application, by the way if anyone ever attempts to charge you for completing an application you should close your Internet browser instantly. They are trying to steal your personal information. It takes about 2 minutes to complete everything. The instant the application is submitted, it is forwarded to our special finance auto loan lenders that are closest to you. They process the applications around the clock, so you can apply from anywhere, anytime.

The lenders and dealers actually compete to win your business. They tell us who won and we authorize them to contact you with the details of your auto loan. From there it depends on your schedule. We often see the approvals within an hour or two. In the most difficult credit situations it could take up to 24 hours but no more than that. You simply go into the local loan center pick out your new or used car and finalize the loan documents, it’s really that simple.

The convenience and privacy of applying for an online auto loan is what our customers report as the feature they like best not to mention the auto loan lenders and dealers that participate have to guarantee the best auto loan rates anywhere, it’s part or our program. Please remember it doesn’t matter if you have bad credit, poor credit, bankruptcy or a low credit score there are great low rate auto loan programs available to you.

Get your auto loan approved today, there’s no obligation to accept the approval.


4 Easy Steps to get an Auto Loan

Step 1: Submit the online auto loan application to get pre-approved fast.

Step 2: When we received your bad credit auto loan application, the auto loan lenders get to work instantly looking for the best rates. It's not unusual to get approved in a few hours.

Step 3: Either a local dealer or auto loan lender will contact you by phone to discuss final options for your new or used auto loan.

Step 4: This is always the best part – Get ready to visit the local auto loan center to finalize the loan documents and pick out the new or used car you always wanted. Be sure to ask because they guarantee the best auto loan rates for our customers.