Frequently Asked Questions


Is it helpful if I have a cosigner?

It is very helpful if there is a cosigner in the auto loans. Since the cosigner assumes responsibility for a loan in case the principal borrower fails to do so, it increases chances of approval.

Within what time do I hear about my approval?

Borrowers get same day decision on their auto finance application. Thus, borrowers will be called by our loan experts about their approval the same day.

Why is there the difference between the rate on the Web site and the rate one receives?

There are several factors that determine the rate of interest that a person has to pay. Borrower’s credit history, type of vehicle being financed, etc. include some of these. In addition, there are daily changed by the time one applies and accepts the offer.

What is the cost of application?

Application for auto loan costs nothing. Additionally, borrowers bear no obligation on application.

What is the next step to pre-approval?

The in principle decision offered to borrower on the basis of his application for car loans is known as pre-approval. Once pre-approved, borrowers can go shopping for their desired vehicle. The rate promised during pre-approval is good for 30 days.

What are the type/types of vehicles that I can apply for?

Auto finance is available for all types of vehicles at National Auto Approval.

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4 Easy Steps to get an Auto Loan

Step 1: Submit the online auto loan application to get pre-approved fast.

Step 2: When we received your bad credit auto loan application, the auto loan lenders get to work instantly looking for the best rates. It's not unusual to get approved in a few hours.

Step 3: Either a local dealer or auto loan lender will contact you by phone to discuss final options for your new or used auto loan.

Step 4: This is always the best part – Get ready to visit the local auto loan center to finalize the loan documents and pick out the new or used car you always wanted. Be sure to ask because they guarantee the best auto loan rates for our customers.