Monthly Archives: January 2012

Illinois poverty reaches highest point in decades, study reveals

By Jennifer Clary Poverty in Illinois is higher now than it has been in decades. It grew 16% during the period from just before the recession to after the recession, according to the recent Report on Illinois Poverty released by … Continue reading

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Police: 15 Identity Theft Reports Made in Six Months

Four reports of identity theft were made to St. Charles police last month. In the past six months, 15 reports of stolen or attempts to steal personal information came to the attention of officers.  #13; A few tips are listed … Continue reading

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Suze Orman’s prepaid card: Can you afford it?

1 day ago  NEW YORK (AP) — Don’t choose a prepaid card just because it’s from Suze Orman. The personal finance guru this week introduced a prepaid card that she’s touting as a “smarter way to stay debt free.” Orman … Continue reading

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Military Loans For Personnel with Bad Credit Updated

Fort Lauderdale, FL (PRWEB) January 13, 2012 Dissatisfied with the current military loan offers available for American servicemen, the bad credit consumer site ReallyBadCreditOffers.com, has stopped recommending military loans until better offers become available. In an effort to increase the … Continue reading

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Travis Credit Union offers housing seminar for first-timers

Travis Credit Union is committed to helping people in our community become informed, financially secure and self-confident about managing their finances. In an effort to support Solano County communities through financial education, Travis Credit Union will offer a free seminar … Continue reading

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Credit Karma offers free monitoring

NEW YORK — Credit Karma, a free credit education website, this week added credit monitoring to the list of services it offers to its registered users. The deal: CreditKarma.com has offered free credit scores for a few years, and has … Continue reading

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2012 Money Advice: Tips For Consumers

The biggest mistake most consumers make–is failure to budget. We simply dont have one. Thats all according to financial planners. When we want something–we pay for it–and get it–instantly. If you did some impromptu spending at Christmas, you may be … Continue reading

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Good time of year to check your credit

Staff report Pennsylvania Attorney General Linda Kelly recommends that consumers add a careful review of their credit information to their list of New Years resolutions. The start of a new year is a time when many people make plans to … Continue reading

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Ho-Hum, Mortgage Rates Match Record Lows

Mortgage rates matched their all-time lows this week, according to Freddie Macs Primary Mortgage Market Survey for the week of January 5.  The benchmark 30-year fixed mortgage fell from 3.95% to 3.91%, while the 15-year fixed mortgage fell one basis point … Continue reading

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Credit Talks: Five Ways Your Credit Can Affect Your Cell Phone Bill

It seems like everyone is reviewing credit reports nowadays. In any given month, you can expect your credit card companies, automobile insurance company and even your prospective employer to review your credit information to determine how much of a risk … Continue reading

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